Frequently Asked Questions

 

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What is a title search?

What does a title search include?

What is included in a full title search?
Who needs a title search?
Can I do a title search myself?
What is the difference between a property report and a title search?
Do you search for liens?
How long will it take to get my title search results back?
How are the results sent to me?
How do I contact someone at your company?
Is the property owner notified of a search?
What about commercial properties?
How long has NewJerseyTitleSearch.com been in business?
How do I contact you?
I have more detailed questions about my specific situation.

What is a title search?
A title search is the resulting document of data research on a piece of real estate. A real estate researcher, sometimes called an abstractor, will retrieve the records on a property, such as transfers, liens, judgments, and other recorded data. The results are compiled into a report, called a title search. This report can be used to understand the status of the property, such as if there are liens against the property, or ownership status.

What does a title search include?
You will receive a property title search abstract, which is the official document of a title search. This document shows the liens and mortgages found to be recorded according to the title search. When searching for property information it is important to be sure that you receive a title search abstract, not just a property deed. The deed by itself will not contain liens or mortgages. A title representative will review your title document with you personally, in the event that you have any questions.

All of our full property title searches include:
* Mortgages
* Property liens
* Tax liens
* Contractor liens
* Tax certificates
* Legal and vesting document

  more info....

Who needs a title search?
Some typical uses of a title search are as follows. First, many of our clients are investors, looking at properties for purchase. Some investors buy properties through foreclosure, or at auction. These potential buyers wish to determine the status of any liens that may be on the property. Other clients are real estate buyers, who want to understand the ownership of a property before they make an offer on it to the seller or broker. Sometimes, knowing the amount of mortgages on a property, or if there are financial problems can help with the negotiations. Also, our title searches often include comparable sales data, to see what other properties in the area have sold for. In addition, some of our clients need a title search as part of a family event, such as divorce, estate or otherwise.
Many homeowners are now checking their own homes title status on a regular basis, to make sure no liens are attaching to the property.

Back to questions

Can I do a title search myself?
Yes! In most counties and cities, anyone can visit the records office, and retrieve the data and documents needed to create a title search. In most cases, the only cost is that of copying fees. Most municipal offices charge about a dollar a page for copies. Keep in mind that pulling all the right documents can be time-consuming and tricky. Often, documents and liens can be cross-referenced in different ways in different counties. Sometimes owners name is used, sometimes address is used, and other times PN# is used.
Using a professional title search firm makes sure that someone with experience in collecting all relevant documents is performing the search.

What is the difference between a property report and a title search?
You may see that property reports are available online, sometimes for as little as $10. This report is usually a copy of the tax records, showing the name of the assessed owner, and possibly with some neighborhood information. This is NOT the same as a title search, as it does not search for liens, or ownership transfers.

Do you search for liens?
Yes, this is the most important part of a title search. We run a lien search for the property, and list all liens recorded against the current owner of the property. This includes both mortgage liens, and all non-voluntary liens such as tax liens, contractor liens, etc.

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How long will it take to get my title search results back?
Full, in-person searches take between 12- 72 hours. (Not including weekends). Many of our searchers around the country are set up on a PDA/pager system, so that we can send your order to them instantly as it comes into our website. This way, the abstractor can begin pulling the records in real time, without having to leave the courthouse, or records database.

How are the results sent to me?
We normally sent the results of title searches by email. The full search often contains document image copies which are scanned to PDF files for you. You can view the documents on screen, download them to your computer, or print copies at your desktop.

How do I contact someone at your company?
We can be reached in several ways. Our office number is 706-867-6794. Email us at info@titlesearch.com, or use the Live Help function on our website. You can send us a fax at 678-807-1961.

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Is the property owner notified of a search?
No, our search does not involve visiting the property, or notifying the owner, or occupants. County records offices do not normally make notice of searches either.

What about commercial properties?
We can normally do a search on commercial properties for the same price. However, in some cases if the property value is excessive, or the records abnormally complex, a commercial search may be priced higher. We will contact you before proceeding if this is the case.

How long has NewJerseyTitleSearch.com been in business?
NewJerseyTitleSearch.com was created in 1995, and incorporated in 1999.

How do I contact you?
We can be reached at 706-867-6794, or email at info@titlesearch.com.

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What if I have more detailed questions about my specific situation?
We would be glad to help. Our title experts can be reached at 706-867-6794, or email at info@titlesearch.com.
 

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