The property title search abstractor begins researching county records index of subject property to retrieve the related documents. Depending upon the New Jersey county, multiple records rooms and databases may be visited. The land title documents are collected from various books, volumes, and databases where instruments are recorded through the years on the parcel.
Documents are then reviewed by the certified abstractor to determine which items pertain to the real property. Legal and vesting are compared on each document. Mortgages, judgement, liens are cross-referenced for releases and assignments.
Pertinent documents are compiled, and the property title abstract report is created for the New Jersey land parcel. The abstract contains a summary listing of all the recorded liens, mortgages, and deeds which were located. Lien and mortgage amounts are typically provided. Copies of all open (and sometimes closed) referenced documents within the search period are attached.